:root{--navy:#10243d;--navy2:#183b5d;--gold:#b78a35;--gold2:#d9b66c;--cream:#f7f3e9;--ink:#1d2732;--muted:#5e6a76;--line:#ddd8cc;--white:#fff;--blue:#245c88}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);line-height:1.7;background:white}a{color:#155284;text-underline-offset:3px}.wrap{width:min(1180px,92vw);margin:auto}
.topnote{background:#081a2b;color:#dce6ef;text-align:center;padding:.45rem;font-size:.8rem}.sitehead{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid #e7e3da;backdrop-filter:blur(8px)}.headrow{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 0}.brand{display:flex;align-items:center;gap:.7rem;color:var(--navy);font-weight:850;text-decoration:none;font-size:1.22rem}.mark{width:38px;height:38px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-family:Georgia,serif}
nav{display:flex;align-items:center;gap:1rem}nav>a:not(.btn){text-decoration:none;color:#314354;font-weight:700;font-size:.9rem}.btn{display:inline-block;background:var(--gold);border:1px solid #9b722b;color:#101820!important;text-decoration:none!important;font-weight:850;padding:.78rem 1rem;border-radius:8px;box-shadow:0 2px 0 #77541e}.btn.alt{background:var(--navy);border-color:var(--navy);color:white!important}.btn.ghost{background:white;color:var(--navy)!important;box-shadow:none;border-color:#c8c2b5}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;padding:4.7rem 0}.hero h1{font:700 clamp(2.5rem,5.5vw,4.7rem)/1.03 Georgia,serif;max-width:900px;margin:.5rem 0 1rem}.hero p{font-size:1.15rem;max-width:780px;color:#e4edf4}.eyebrow{color:var(--gold2);font-size:.76rem;font-weight:900;letter-spacing:.1em;text-transform:uppercase}.heroactions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
main{padding:2.6rem 0 4rem}.breadcrumb{font-size:.84rem;color:var(--muted);margin-bottom:1.1rem}.layout{display:grid;grid-template-columns:minmax(0,780px) 300px;gap:3.4rem}.content h1,.content h2,.content h3,.section h2{font-family:Georgia,serif;color:var(--navy);line-height:1.18}.content h1{font-size:clamp(2.15rem,4vw,3.5rem);margin:.25rem 0 .8rem}.content h2{font-size:1.85rem;margin-top:2.25rem}.content h3{font-size:1.3rem;margin-top:1.6rem}.lead{font-size:1.14rem;color:#3d4a56}.meta{font-size:.84rem;color:var(--muted);padding-bottom:1rem;border-bottom:1px solid var(--line);margin-bottom:1.4rem}
.notice,.sourcebox,.cta-box,.warning{padding:1.05rem 1.15rem;border-radius:10px;margin:1.35rem 0}.notice{background:#f1f6fa;border-left:4px solid #47789e}.sourcebox{background:#f8f7f2;border:1px solid var(--line);font-size:.9rem}.cta-box{background:var(--cream);border:1px solid #d9c69c}.warning{background:#fff7e8;border-left:4px solid #d5a13d}.cta-box h3{margin-top:0!important}.sidebar{position:sticky;top:88px;align-self:start}.sidecard{border:1px solid var(--line);border-radius:12px;padding:1.2rem;margin-bottom:1rem}.sidecard h3{font-family:Georgia,serif;color:var(--navy);margin-top:0}.sidecard .btn{display:block;text-align:center}.tiny{font-size:.76rem;color:var(--muted);line-height:1.45}
.section{padding:3.2rem 0}.section.alt{background:#f8f7f3}.section h2{font-size:2.15rem;margin:.2rem 0 1.2rem}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.card{border:1px solid var(--line);border-radius:12px;padding:1.25rem;background:white}.card h3{font-family:Georgia,serif;color:var(--navy);margin:.25rem 0}.card p{color:var(--muted)}.more{font-weight:850}
table{width:100%;border-collapse:collapse;margin:1.2rem 0;font-size:.93rem}th,td{border:1px solid var(--line);padding:.72rem;text-align:left;vertical-align:top}th{background:#f2f0e9;color:var(--navy)}li{margin:.4rem 0}
footer{background:#0c1d2f;color:#ccd8e2;padding:2.8rem 0 1.3rem}footer a{color:#ead7ab}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:1.8rem}.legal{border-top:1px solid #2b4054;margin-top:1.8rem;padding-top:1rem;color:#aebdca;font-size:.77rem}.mobilecta{display:none}
@media(max-width:950px){nav>a:not(.btn){display:none}.layout{grid-template-columns:1fr}.sidebar{position:static}.grid{grid-template-columns:1fr 1fr}.footgrid{grid-template-columns:1fr 1fr}.mobilecta{display:block;position:fixed;bottom:0;left:0;right:0;background:white;border-top:1px solid var(--line);padding:.55rem;z-index:30}.mobilecta .btn{display:block;text-align:center}body{padding-bottom:62px}.sitehead .btn{font-size:.75rem;padding:.62rem .7rem}}
@media(max-width:620px){.grid,.footgrid{grid-template-columns:1fr}.hero{padding:3.2rem 0}.hero h1{font-size:2.55rem}.brand{font-size:1.03rem}.mark{width:32px;height:32px}}